FINANCIAL PLANNING • DMV

Security Clearance and Your Finances: A Planning Guide for Cleared Professionals

RPM Financial Group helps cleared cybersecurity and GovCon professionals across the DMV keep their finances organized and in good order: the kind of ongoing planning that reduces financial stress and keeps your records clean, whatever your clearance requires of you. This page is educational only; for questions about your specific clearance situation, talk with a security-clearance attorney.

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WHAT WE HELP YOU NAVIGATE

Planning issues we help you navigate

Note on scope

RPM is not a law firm and does not provide legal or clearance advice. The items below describe general financial planning practices (organized records, a manageable debt plan, a written financial plan), not guidance on reporting requirements or adjudication standards. For anything specific to your clearance, consult a security-clearance attorney.

Staying organized and current

Keeping your accounts, debts, and records organized and up to date as part of an ongoing financial plan.

A plan for debt

Building a clear, manageable plan to pay down debt rather than letting it sit unaddressed.

Reducing financial stress

Replacing financial uncertainty with a written plan you understand and revisit regularly.

Coordinating with your other advisors

Working alongside your attorney or security officer when you have specific clearance-related questions, rather than in place of them.

A plan that stays current

Updating your plan as your income, debts, and life circumstances change, so your finances don't fall out of view.

HOW IT WORKS

Our process

1

Intro call

A free, no-obligation conversation to confirm we're a good fit.

2

Discovery meeting

A focused session gathering your full financial picture.

3

Plan built & reviewed together

Built in our planning software, then walked through together.

4

Ongoing updates

Revisited regularly so your plan and records stay current.

You're likely a good fit if you:

This may not be the right fit if you:

QUESTIONS

Frequently asked questions

Can debt affect my clearance?

This is a legal and adjudicative question best answered by a security-clearance attorney. What we can help with is building a clear plan to manage and pay down debt as part of your overall financial picture.

What financial records should I keep organized?

We help clients keep account statements, debt balances, and financial documents organized and current as part of ongoing planning. It's good practice regardless of your role.

Do you advise on what I need to report for my clearance?

No. That's a question for your security officer or a security-clearance attorney. We focus on the financial planning itself: organizing your finances, paying down debt, and building a plan you can rely on.

Who should I talk to if I have a specific concern?

A security-clearance attorney is the right resource for questions about reporting requirements or a specific situation. We're glad to work alongside them on the financial planning side.

Ryan McGonigal, founder of RPM Financial Group
ABOUT THE ADVISOR

Ryan P. McGonigal

Founder & Financial Planner, RPM Financial Group LLC. Ryan founded RPM in 2022 after more than 25 years in financial services, to bring dedicated, individualized planning to government contractors, cybersecurity professionals, and federal employees.

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RPM Financial Group

Talk to Ryan about your plan

If you want your finances organized and a clear plan in place, start with a free intro call.

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RPM Financial Group LLC is an investment adviser. Securities offered through LPL Financial, Member FINRA/SIPC.