Washington DC Metro & Nationwide  ·  Gov-Con & Cybersecurity

Financial Planning for Gov-Con and Cyber-security Professionals.

RPM Financial Group partners with cybersecurity professionals and security leaders who want more than piecemeal financial decisions. With integrated planning and tax‑aware investment management, we help you safeguard your family's future, manage financial stress, and develop a plan designed to turn career success into long-term financial progress.

25+
Years experience
Fee-Based
Financial Plan &Invesment Management
Nationwide
DC Metro + beyond
Fee-Based
As seen in
Nationwide
DC Metro + beyond
Who we work with

You're a Gov-Con or cybersecurity professional with a financial life more complicated than it looks.

High income. Complex pay structure. Aging parents. Growing kids. Questions nobody around you can really answer.

01
"We're making $250K and still feel like we have nothing left at the end of the month. Where is it all going?"
02
"How do I fund college, cover daycare, save for retirement, and help my parents, all at the same time?"
03
"My contract income is strong but it can disappear overnight. How do I build real wealth on lumpy pay?"
04
"If I lost my contract tomorrow, how long could we actually survive on what we have saved?"
05
"My parents are getting older. How much can I help without wrecking our own long-term plan?"
06
"Should I pay off the mortgage, max the TSP, or pay down credit cards first? I genuinely don't know."
Who this is for

A strong fit for the right kind of complexity.

If your financial life is more complicated than it looks on paper, you may be in the right place. If your income is strong but your decisions still feel messy, uncertain, or heavier than they should, this is the kind of planning relationship designed for you.

Good fit

This is for you if

You work in Gov-Con, cybersecurity, or a related field, and your income and complexity are both growing.
You are in your 30s, 40s, or early 50s and balancing kids, aging parents, taxes, retirement, and a busy career.
You have variable income, bonuses, stock comp, federal benefits, or contract-related uncertainty.
You want an ongoing planning relationship, not just a one-time plan or portfolio management alone.
If this sounds like the kind of support that you are looking for, the next step is a simple conversation about your goals, your complexity, and whether RPM is the right fit.
Not a fit

This is not for you if

You are looking only for the lowest-cost option.
You are not willing to be coached.
You do not see value in planning, coordination, and accountability over time.
25+
Years in finance
2022
Founded RPM
100%
Fee-based
Ryan's story

Most advisors think their
job is about returns. I think it's about the Tuesday you didn't see coming.

Eighteen years ago, my brother lost his wife in a tragic accident. They had been married one year. He had a six-month-old daughter.

In an instant, the future they were building together was gone. We had some safeguards in place, but not everything. Watching him navigate that loss while caring for an infant left a mark that never went away.

"What I do isn't just about investment returns or tax strategies. It's about helping clients prepare for life's most difficult moments with thoughtful planning and safeguards."

That experience changed everything about how I see this work. I founded RPM Financial Group to serve Cyber execs & Gov-Con professionals who deserved better than a template — plans built for the way your family actually lives.

Ryan P. McGonigal
Founder & Financial Planner, RPM Financial Group LLC
Read Ryan's full story →

Everything in one place.
Nothing left out.

A comprehensive, living plan updated in real-time as your life changes, not a one-time document that collects dust.

Financial planning that covers all of it

Tax strategy, retirement readiness, college funding, insurance review, cash flow, equity comp, and debt strategy. All tracked and updated daily, live in your RightCapital portal app.

Investment Management for Demanding Careers

We combine disciplined portfolio design, custom direct indexing with daily tax‑loss harvesting, and coordinated asset location with continuous monitoring/evaluation. The goal is to help high-earning families make informed decisions about how every dollar supports their broader financial plan.

Estate planning, included

Through our Trust & Will partnership, every comprehensive plan includes a living trust, will, power of attorney, and healthcare directive at no extra cost.

Included in the initial Financial plan
How we work

Getting started takes 5 minutes.

No prep needed. No commitment required. Just a real conversation.

Book your free 20-min call

Intro call

No prep. Just tell me what's keeping you up at night financially. We'll figure out if we're the right fit — honestly, not with a sales pitch.

Free  ·  No obligation
1

Discovery meeting

A relaxed 60-minute conversation, virtual or in-person in Rockville, MD, where we dig into your goals, family, fears, and timeline.

60 minutes  ·  Virtual or in-person
2

Your plan, delivered

A clear, personalized roadmap with specific recommendations. Then we stay with you through implementation, updating the plan as your life changes.

Ongoing support included
3

Real challenges
Thoughtful plans
Clear next steps

These are hypothetical case studies inspired by real client situations. Names and details are changed to protect privacy and the examples are for illustration only.

A 41-year-old systems engineer in Reston. $380K in a TSP, no estate documents, three kids under 10, aging parents out of state. Twelve months later: a funded trust, coordinated insurance, college savings for all three kids, and a retirement number he actually believed in.

SE
Sr. Systems Engineer, Reston VA
Gov-Con professional, age 41

A Bethesda couple with $435K combined income had been meaning to get a plan for four years. Three months after their first call: wills and directives for both, and a tax strategy that saved them significant amount that they redeployed elsewhere.

SE
CTO, Oakton, VA
Cybersecurity executive, age 45

A federal employee in her early 50's, eight years from retirement, had never had a real conversation about what FERS meant for her monthly income. She had more than enough to retire on her terms. She just didn't know it.

SE
Federal employee, DOD, Severna Park, MD
FERS retirement planning, age 52
Video testimonial

"I’ve worked with Ryan for more than six years now, and I am very glad I was introduced to him by a colleague. I am a Federal employee getting ready to retire early next year, and I am more comfortable with that retirement decision now after working with Ryan than I was before. I was not confident in where my money was going and how it was working for me. I am now more knowledgeable about my money and my future. Ryan is always available to answer any questions and to support not just me, but my family as well."

Christine C., Depart of Defense, Federal Civil Servant
Client since 2019

Stop putting this off.

You have been meaning to get a real financial plan in place for a while. The longer you wait, the more expensive and complicated the catch-up becomes. Book a free 20-minute call.
No commitment, no sales pitch.