RPM Financial Group helps cybersecurity and GovCon professionals in Maryland, Washington DC, and Northern Virginia make sure their family is protected as their income grows. We help you look at insurance coverage, beneficiaries, and the financial side of your estate plan. RPM does not draft legal documents; those come from your own estate attorney or a document service, and we coordinate with them.
Thinking through how much income your family would need to replace, and whether your employer coverage is enough on its own.
Understanding what a will and a trust each do, so you can have an informed conversation with an estate attorney.
Checking that your retirement accounts, insurance, and bank accounts name the right people and match your wishes.
Planning how your children would be cared for and supported if both parents were gone.
Fitting education savings and other family goals into the same plan as retirement.
Reviewing coverage and beneficiaries after births, moves, raises, and job changes.
A free, no-obligation conversation to confirm we're a good fit.
A focused session on your family, income, coverage, and goals.
Built in our planning software, with coverage and beneficiary gaps flagged for follow-up.
Revisited as your family and income change.
Does my employer's life insurance cover enough?
Often it does not. Employer coverage is commonly a multiple of salary and usually ends when you leave. We help you estimate what your family would actually need and how to compare options.
What is the difference between a will and a trust?
A will states your wishes and generally goes through probate. A trust can hold assets and may avoid some of that process. Which tools fit you depends on your family, assets, and state, so an estate attorney should advise on your documents.
How often should I review my beneficiaries?
At least every few years and after any major life event such as a marriage, birth, divorce, or death in the family. Beneficiary forms on retirement accounts and insurance often override what a will says, so they are worth checking.
How do I choose a guardian for my children?
It is a personal decision involving values, location, and finances. We help you think through the financial side, such as how a guardian would be supported, and your attorney helps you name the guardian in your documents.
Founder & Financial Planner, RPM Financial Group LLC. Ryan founded RPM in 2022 after more than 25 years in financial services, to bring dedicated, individualized planning to government contractors, cybersecurity professionals, and federal employees.
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If you want to know your family is protected as your income grows, start with a free intro call.
Book a Free CallRPM Financial Group LLC is an investment adviser. Securities offered through LPL Financial, Member FINRA/SIPC. RPM does not provide legal advice; consult an attorney about wills, trusts, and guardianship.