Financial Planning Pricing

Planning Option 1

Foundations Plan

Starts at

$2,100

One-time initial plan fee
Or $350/mo for 6 months

Financial Goal Setting: Clarify what matters most so your entire plan aligns with your priorities
Budgeting & Cash Flow: Basic analysis and recommendations
Investment Strategy: General guidance & portfolio review
Retirement Planning: Basic projections & contribution strategy
Client Meetings: 1 review meeting during the year
Get Started
Most Popular
Planning Option 2

Family Planning Plan

Starts at

$4,000

One-time initial plan fee
Or $333/mo for 12 months

Everything in Foundations Plus:
Tax Strategy: Proactive tax planning & coordination with CPA
Insurance Review: Comprehensive review of life, disability, and long-term care
Client Meetings: 3 strategic sessions (Spring, Fall, End of Year)
Get Started
Planning Option 3

Legacy & Trust Plan

Starts at

$6,000

One-time initial plan fee
Or $333/mo for 18 months

Investment Strategy: Advanced portfolio management, alternative investments & risk modeling
Retirement Planning: Customized strategies for complex retirement scenarios and early retirement
Tax Strategy: Integrated tax mitigation, estate tax planning
Insurance Review: In-depth analysis, policy procurement, and ongoing review
Estate & Legacy Planning: Trust creation, charitable giving & planning for multi-generational legacy and asset transfer
Business Planning: Exit strategy, succession planning & corporate benefits integration
Client Meetings: Monthly dedicated consultations & priority access
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Pricing Note

The prices above are starting points, not ceilings.
Most clients land within these ranges, but your final fee depends on the complexity of your situation, your goals, and the scope of work involved. Book a free 20-minute call and we will give you a clear, specific number before you commit to anything.

Who this is for

A strong fit for the right kind of complexity.

If your financial life is more complicated than it looks on paper, you may be in the right place. If your income is strong but your decisions still feel messy, uncertain, or heavier than they should, this is the kind of planning relationship designed for you.

Good fit

This is for you if

You work in Gov-Con, cybersecurity, or a related field, and your income and complexity are both growing.
You are in your 30s, 40s, or early 50s and balancing kids, aging parents, taxes, retirement, and a busy career.
You have variable income, bonuses, stock comp, federal benefits, or contract-related uncertainty.
You want an ongoing planning relationship, so together, we can make adjustments as your situation in life changes.
If this sounds like the kind of support that you are looking for, the next step is a simple conversation about your goals, your complexity, and whether RPM may be a good fit.
Not a fit

This is not for you if

You are looking only for the lowest-cost option.
You are not looking for an ongoing planning relationship.
You do not see value in planning, coordination, and accountability over time.
•
After your first year with Ryan
ONGOING PLANNING SUPPORT

Choose the level of ongoing support that fits your life.

Once your initial financial plan and implementation work are complete, you can continue with ongoing planning support through one of the monthly subscription options.These plans are designed for accountability, updates, and guidance as life changes.

Planning Option 1

Foundations

Priced at

$150/month

Best for you if you want a steady planning relationship, annual updates, and a knowledgeable advisor when new questions come up.

Included Items
Ongoing access to your planning dashboard.
Annual plan review and updates.
Email support between meetings.
Guidance as your priorities change.
Planning Option 2

Family Planning Plan

Priced at

$250/month

Best for you if you want more proactive support around insurance planning, cash flow, college planning, and major family decisions.

Included Items
Everything in Foundations.
More frequent planning check-ins.
Ongoing insurance review.
Coordination around college, family, and cash flow decisions.
Planning Option 3

Legacy & Trust Plan

Priced at

$350/month

Best for you if you want the highest level of ongoing planning support, estate coordination, and help with more complex long-term decisions.

Included Items
Everything in Family Protection Plan.
More hands-on support throughout the year.
Estate and legacy planning coordination.
Guidance for more complex family and wealth-transfer decisions.
RPM Financial Group

What a year of planning looks like.

Good planning isn't a document you receive once and file away. It's a relationship that moves with your life — through tax season, open enrollment, a new job, a growing family, a year-end decision that can't wait. Here's the rhythm of working together, and what your plan does for you all year long.

The RPM Advantage

A boutique advisor, with a national firm's bench behind you.

You work directly with Ryan — but you're never relying on one person's judgment alone. Every plan is built and pressure-tested alongside the planning specialists at LPL Financial and the investment team at SEI. It's a built-in second set of eyes on the decisions that matter most.

R
Your advisor, in your cornerOne relationship, one person who knows your whole story and presents every plan to you directly.
L
LPL's planning specialistsCFP® professionals, CPAs, and estate attorneys who help shape and review the details behind your plan.
S
SEI's investment teamInstitutional-grade portfolio management and research supporting how your money is invested.
Throughout the year: We meet — a dedicated planning conversation Your plan at work — reviewed & refreshed by your team We reach out — a proactive note so we are aware of any changes
An illustrative look at a typical year.  Your actual cadence flexes to your life, your goals, and what's happening in your plan — this shows the kind of attention you can expect, not a fixed schedule.
We sit down
Once a yearA focused, full-plan review
We check in
QuarterlySo we are aware of any changes
Your plan
Always currentUpdated daily, reviewed yearly
Best for
A steady handWhen new questions come up
Q1A fresh start & tax seasonJan – Mar
January
We reach out. A fresh start. We refresh your plan for the new year and ask what's changed in your life, so your numbers reflect reality from day one.
February
We reach out. A simple checklist of what to gather for taxes — and a nudge to loop in your CPA early.
March
We reach out. A reminder to make the most of last year — funding your IRA, Roth, or HSA before the deadline.
Q2Steady and watchfulApr – Jun
April
We reach out. Anything surprising on your return? We note it now so we can act on it at your review.
May
Your plan at work. Quiet on your end — behind the scenes, your team reviews your beneficiaries and account details to ensure they stay aligned with your plan.
June
We reach out. A mid-year hello and a look at how your accounts are tracking.
Q3Getting readyJul – Sep
July
A lighter month — we're here whenever you need us.
August
We reach out. Open-enrollment prep. What to watch for in your benefits — especially federal elections like FEHB and TSP — before decisions are due.
September
Your plan at work. Ahead of your review, your plan gets a full refresh and a fresh look from your specialist team.
Q4Your annual review & year-endOct – Dec
October
We meet — your annual review. The big one: your full plan, year-end tax moves, benefits decisions, and goals for the year ahead, all in one focused conversation.
November
We reach out. Following up on anything from your review while there's still time to act before year-end.
December
We reach out. Confirming you've made the most of the year's opportunities — and a warm note before the holidays.

Working for you all year

Your plan stays connected to your real accounts, so the numbers are never out of date. You have access to your dashboard whenever you want it, email support between conversations, and a knowledgeable advisor the moment a new question comes up.

Live planning dashboardEmail support year-roundAnnual plan review
We sit down
Three timesSpring, fall & year-end
We check in
In betweenProactively, all year
Added care
Insurance+ college & cash flow
Best for
A full lifeKids, careers & a lot in motion
Q1Set the year & tax prepJan – Mar
January
We reach out. A fresh start. We refresh your plan, ask what's changed, and pencil in this year's three sit-downs so they're on the calendar early.
February
We reach out. A tax-document checklist and a coordinated, collaborative approach with your CPA.
March
We reach out. A reminder on prior-year contributions, and a quick read on your cash flow.
Q2Spring strategy sessionApr – Jun
April
We meet — spring session. Your tax return in hand: adjust course, look at cash flow, and check in on college and 529 savings.
May
We reach out. Following up on anything we decided in the spring, making sure changes are in motion.
June
Your plan at work. Insurance review. Your team looks at whether your life, disability, and long-term care coverage still fit your family.
Q3Fall strategy sessionJul – Sep
July
We reach out. A light summer note — and a look ahead at any bonus or stock-comp timing worth planning around.
August
We reach out. Open-enrollment and college prep — the benefits and timing decisions coming this fall.
September
We meet — fall session. Your retirement picture, benefits and open-enrollment decisions, and any equity compensation strategy.
Q4Year-end optimizationOct – Dec
October
We reach out. Wrapping up fall action items as your team begins mapping year-end tax opportunities.
November
We reach out. Lining up gifting and tax options so December's conversation is ready to go.
December
We meet — year-end session. Tax optimization, charitable giving, confirming you've maxed what matters, and setting goals for next year.

Working for you all year

Everything in Foundations, plus a closer relationship: ongoing attention to your insurance, and active coordination around college, family, and cash-flow decisions as they come up — not just when we sit down.

Live planning dashboardOngoing insurance reviewCollege & cash-flow coordinationMore frequent check-ins
We sit down
Every quarterA themed deep-dive each time
We check in
Every monthPlus priority access when you need it
Added care
Estate & legacyTrust, business & wealth transfer
Best for
Real complexitySignificant wealth & legacy goals
Q1Your plan & tax architectureJan – Mar
January
We reach out. A fresh start — we refresh your plan and set this year's four quarterly deep-dives.
February
We reach out. Coordinating with your CPA, and a check on your estate documents — are they current?
March
We meet — Q1 deep-dive. Your full plan, multi-year tax projection, cash flow, and any business or entity planning.
Q2Investments & preservationApr – Jun
April
We reach out. A look at your tax return, and confirmation that any trust funding is on track.
May
Your plan at work. An in-depth insurance review — coverage, policy procurement, and a full beneficiary audit by your team.
June
We meet — Q2 deep-dive. Your portfolio and risk strategy, alternative investments (if suitable), and how your wealth is preserved.
Q3Estate & legacyJul – Sep
July
Your plan at work. Estate coordination. Your team syncs with your attorney to review trusts and model gifting strategies.
August
We reach out. Open enrollment and a look at how your executive or corporate benefits fit the bigger picture.
September
We meet — Q3 deep-dive. Estate and legacy planning, multi-generational wealth transfer, charitable goals, and business succession.
Q4Year-end executionOct – Dec
October
Your plan at work. Your team models year-end tax strategy and maps the best windows to act.
November
We reach out. Putting plans into motion — charitable giving, required withdrawals, and any Roth conversions, if suitable.
December
We meet — Q4 deep-dive. A full year-end review, final execution, your roadmap for next year, and a family meeting if you'd like one.

Working for you all year

Everything in Family Planning, plus the most hands-on relationship RPM offers: continuous estate and trust coordination, support for business and succession decisions, and priority access whenever something can't wait for the next quarter.

Monthly contactPriority accessEstate & trust coordinationBusiness & succession support

Not sure which fits your life?

That's exactly what a first conversation is for. We'll talk through your goals and your complexity, and give you a clear, specific recommendation before you commit to anything.

Book a free call
RPM Financial Group LLC. The timelines shown are illustrative of a typical planning year and are not a contract or a guarantee of specific services, meetings, or outcomes. The actual scope, cadence, and timing of planning work are tailored to each client's individual circumstances. Monthly figures reflect ongoing planning support available after your initial plan is complete. Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA / SIPC. SEI refers to SEI Investments Company and its subsidiaries, which provide investment management and platform services. RPM Financial Group is a separate entity from LPL Financial and SEI.
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