RPM Financial Group helps cleared cybersecurity and GovCon professionals across Maryland, Washington DC, and Northern Virginia prepare financially before a contract recompete, a layoff, or a government shutdown, not after. We help you size a cash reserve, understand what happens to your benefits and equity, and build a decision framework so a funding gap or a lost contract is a plan you've already made, not a crisis. Recompetes and contract transitions across DOD, DHS, and civilian cyber programs happen on a constant, rolling basis. It's the normal rhythm of GovCon work, not a rare event.
Building a reserve sized to your actual risk: how exposed your contract is, how fast you could get re-staffed, and what your household needs to bridge a gap.
Comparing COBRA, marketplace coverage, and a new employer's plan so there's no gap in coverage for your family.
Understanding what happens to unvested RSUs, employer matching, and old 401(k)s when a role ends.
Preparing cash flow ahead of a funding lapse, so a missed paycheck doesn't force a bad decision.
Comparing what's actually on the table (severance terms, a competing offer, or a move to a new contract) side by side.
Deciding now, while there's no pressure, what you'll do if your contract isn't recompeted.
A free, no-obligation conversation to confirm we're a good fit.
A focused session on your contract situation, reserve, benefits, and risk tolerance.
Built in our planning software, then walked through together.
Revisited as your contract, employer, or family situation changes.
How many months of expenses should I hold in cash if my contract might not be renewed?
It depends on how exposed your specific contract is and how quickly you could be re-staffed. We build your reserve target around your actual situation, not a generic rule.
What happens to my 401(k) and unvested RSUs if I'm laid off?
We walk through your options for old employer accounts and what happens to unvested equity, so you know before it happens, not after.
Can I keep my health coverage between contracts?
We compare COBRA, marketplace plans, and a new employer's coverage so there's no gap for your family.
What should I do if a government shutdown affects my paycheck?
We help you build cash flow cushion ahead of time and have a plan ready, so a funding lapse doesn't force a decision under pressure.
Founder & Financial Planner, RPM Financial Group LLC. Ryan founded RPM in 2022 after more than 25 years in financial services, to bring dedicated, individualized planning to government contractors, cybersecurity professionals, and federal employees.
Book a Free Intro Call
If you're facing a recompete, a layoff, or a shutdown and want a plan before it becomes urgent, start with a free intro call.
Book a Free CallRPM Financial Group LLC is an investment adviser. Securities offered through LPL Financial, Member FINRA/SIPC.