FINANCIAL PLANNING • DMV

Financial Planning for Cleared Cybersecurity Professionals in the DMV

RPM Financial Group provides financial planning and investment management for cleared cybersecurity professionals and GovCon leaders in Maryland, Washington, DC, and Northern Virginia. We help households coordinate variable compensation, contract and recompete risk, taxes, benefits, investment strategy, and family wealth planning — built around how cleared careers actually move, not a generic retirement plan.

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WHAT WE HELP YOU NAVIGATE

Planning issues we help you navigate

Contract & recompete risk

Building cash reserves and a decision framework for when a contract is up for recompete, before it becomes urgent.

Variable & complex compensation

Coordinating base pay, bonuses, cleared-role premiums, RSUs, and other equity so a raise doesn't just disappear into taxes.

Tax planning

Managing withholding and estimated payments around bonus timing, equity vesting, and moves between pay structures.

Benefits that change with every move

Evaluating 401(k), HSA, and insurance decisions each time a contract or employer changes.

Investment strategy

Building a portfolio that reflects both your timeline and the income volatility of cleared/contractor work.

Family wealth & estate planning

Wills, beneficiaries, and legacy planning that keep pace with a household's income and life changes.

HOW IT WORKS

Our process

1

Intro call

A free, no-obligation conversation to confirm we're a good fit.

2

Discovery meeting

A focused session gathering your income, equity, benefits, and goals.

3

Plan built & reviewed together

Built in our planning software, then walked through together.

4

Ongoing updates

Revisited as your compensation, contract, or family situation changes.

You're likely a good fit if you:

This may not be the right fit if you:

QUESTIONS

Frequently asked questions

How do you plan around RSUs, bonuses, and a cleared-role premium?

We build your plan around your full compensation picture, including when equity vests and how it affects your taxes and cash flow.

What happens if my contract doesn't get recompeted?

We help you build a cash reserve and a decision framework ahead of time, so it's a plan you've already thought through.

Do you only work with cybersecurity professionals?

It's our core focus, but we also work with federal employees and other high-income households managing similar complexity.

Where are you located, and do I need to meet in person?

We're based in Rockville, Maryland, and work across the DMV and nationwide. Most meetings are virtual.

[Advisor photo]
ABOUT THE ADVISOR

Ryan P. McGonigal

Founder & Financial Planner, RPM Financial Group LLC. Ryan founded RPM in 2022 after more than 25 years in financial services, to bring dedicated, individualized planning to government contractors, cybersecurity professionals, and federal employees.

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RPM Financial Group

Talk to Ryan about your plan

If you're navigating a recompete, a new offer, or a compensation package that's outgrown your current plan, start with a free intro call.

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RPM Financial Group LLC is an investment adviser. Securities offered through LPL Financial, Member FINRA/SIPC.